Cookie and Data Usage Policy

How We Use Tracking Technologies

At cognit-blaze, we believe transparency matters when it comes to data collection. This page explains exactly what tracking technologies we use on our multi-year budget planning platform and why they're necessary for delivering the financial planning tools you need.

Our website uses various tracking methods to understand how visitors interact with our budget planning resources and to improve the overall experience for Australian families and businesses managing long-term financial goals.

What Are Cookies and Tracking Technologies?

Cookies are small text files stored on your device when you visit websites. Think of them as digital sticky notes that help websites remember your preferences and actions. We also use pixel tags, web beacons, and similar technologies that work alongside cookies to gather information about site usage.

These technologies help us understand which budget planning features are most valuable to our users and where we might need to improve the experience. For instance, if we notice many visitors struggling with a particular calculator, we can redesign it to be more intuitive.

Types of Tracking We Use

Data We Collect and Why

We use this information to improve our multi-year budget planning platform specifically for Australian users. For example, if we see many visitors from Queensland accessing retirement planning tools, we might add more content about state-specific superannuation considerations.

How Tracking Enhances Your Experience

When someone visits our debt reduction calculator multiple times, we can personalize their dashboard to highlight related tools like cash flow projections or emergency fund builders. This saves time and creates a more efficient planning experience.

Our analytics also help us identify when educational content isn't connecting with readers. If bounce rates are high on a particular budget planning guide, we know to revise it with clearer examples or better visual aids.

Data Retention and Your Control

Most tracking data is automatically deleted after 26 months. Essential functional data is kept only as long as necessary for website operation — typically until you close your browser session.

You have several options for managing how we track your interaction with our budget planning platform:

Keep in mind that blocking essential cookies will prevent our budget planning tools from functioning properly. You won't be able to save calculations, maintain dashboard preferences, or access personalized financial planning features.

Third-Party Tracking

We work with analytics providers and educational content platforms that may place their own tracking technologies on our site. These partners have their own privacy policies governing how they handle data collected through their services.

Some of our budget planning calculators integrate with external financial data providers. When you use these tools, those third parties may also collect usage information according to their own policies.

Updates and Changes

We review and update this cookie policy regularly to reflect changes in our tracking practices and Australian privacy regulations. When we make significant changes, we'll notify active users through email or prominent website notices.

Our approach to data collection evolves as we add new budget planning features and educational resources. We always aim to collect the minimum data necessary while still providing valuable insights to improve our financial planning platform.

If you have specific questions about how we track data or concerns about privacy practices, our team can provide detailed explanations of any aspect of our data collection methods.